A business has many moving parts - dynamics which can result in loss due to fire. A faulty cabling / electrical malfunction, inflammable kitchen cleaners, careless employees forgetting to stub beedis and cigarettes, chemicals which at times spontaneously catch fire and the list can be endless. While running a business, our focus continues to be maximising opportunities and managing customers & cashflows, often losses come at the most unexpected times.

Coverage

Usually the policy covers the following
  • Plant, Machinery & Accessories.
  • Stocks & stock in progress - in office, warehouse, godown.
  • Furniture & fixtures, computers and other contents .
  • Building.

Fire Insurance & Special Perils Policy Provides Coverage For

  • Fire
  • Riots, Strikes & Malicious Damage.
  • Terrorism.
  • Floods, Inundation, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado.
  • Landslide, Rockslide, Subsidence.
  • Bursting and / or Overflowing Water tanks, Apparatus & Pipes.
  • Explosion / Implosion
  • Impact Damage