It is a kind of insurance which protects the insured financially in case the product is defected. For example, a food manufacturing unit will be protected in case a contaminated product is released in the market which caused bodily injury or illness etc.


  • Malicious product tampering.
  • Accidental contamination or defect in product.
  • Costs associated with recall, replacement, rehabilitation, consultant, business interruption etc.

What is does not cover?

  • Intentional contamination.
  • Releasing the product despite knowing the deficiency/ inadequacy of the product beforehand.