The policy provides coverage against unforeseen and sudden physical loss or damage to the electronic equipment and data media that occurs owing to perils other than those specifically excluded.


  • Section I : Material damage (equipment).
  • Section II: External data media, including data stored thereon.
  • Section III: Increased cost of working resulting from accidental loss and/or damage to the electronic equipment covered under section I.

What does Electronic Equipment Insurance not cover?

  • War or warlike operations.
  • Nuclear perils.
  • Wilful act or wilful negligence.
  • Wear and tear or gradual deterioration due to atmospheric conditions
  • Aesthetic defects.
  • Consequential losses.